Student Loan Guide

Students applying for the Loan must complete the following steps.

  1. Complete your online loan application at .
  2. If you are a first time borrower, complete your loan entrance counseling at .
  3. Complete the loan request form and return it to the Financial Aid Office.

Loan Eligibility

  • You must be enrolled in a minimum of 6 credits for the quarter in which you are requesting the loan.
  • Meet satisfactory academic progress requirements.
  • Students who have never attended college before are required to have their loan proceeds disbursed no earlier than 30 calendar days from the first day of class.
  • If you are requesting a one-quarter loan, the loan will be disbursed in two equal payments.

Annual Loan Maximums

  • Dependent students - required to provide parent information on the FAFSA
    • First year (5 - 44 credits) $5,500 per year, ($3,500 subsidized, $2,000 unsubsidized)
    • Second year (45 plus credits) $6,500 per year, ($4,500 subsidized, $2,000 unsubsidized)
  • Independent students
    • First year (0 - 44 credits) $3,500 plus an additional $6,000
    • Second year (45 plus credits) $4,500 plus an additional $6,000

Exit Counseling

Exit Counseling  provides your rights and responsibilities in repayment of your student loans.  Students that participate in the Direct Loan Program must complete Exit Counseling  when:

  • Enrollment Level drops below 6 credits OR
  • Terminated from financial aid eligibility OR
  • Program has been completed (graduated).

For more information, please visit .

Loan Repayment

Visit the National Student Loan Data System (NSLDS)  to view information about all of the federal student loans you have received and to find contact information for the loan servicer or lender for your loans. You will need your Federal Student Aid PIN  to access your information.

Difficulty repaying your loans?  To make payments more affordable, repayment plans  can be based on your income.  You may also enter into a repayment plan  that will allow more time to repay your loans.  Work with your loan servicer to choose a federal student loan repayment plan  that is best for you.